Medicare’s Annual Enrollment Period (AEP) Starts Soon

October 15, 2025 - December 7, 2025

This is your chance to review and change your Medicare coverage for 2026

Why AEP Matters

  • Each year, Medicare Advantage and stand-alone Prescription Drug plans can change — premiums, drug coverage, networks, and benefits may be different.

  • This is your opportunity to make sure your plan still fits your health and financial needs.

  • Even if you’re happy with your current plan, it’s smart to review it annually.

What You Can Do During AEP

  • Switch Plans

    You can switch from one Medicare Advantage Plan to another Medicare Advantage Plan

  • Move In or Out

    You can move from Original Medicare to a Medicare Advantage Plan or move from Medicare Advantage to Original Medicare.

  • Change Rx Plans

    If you’re enrolled in a stand-alone Prescription Drug Plan (Part D) you can switch to a different Prescription Drug Plan.

  • Medicare Supplement

    You can apply for a Medicare Supplement Plan during AEP, or at any other time during the year, provided you’re covered under Original Medicare on the desired effective date.

How To Get Your Tailored Medicare Coverage Review

Complete the RetireFlo survey with your current doctors, dentists, prescriptions, and preferred pharmacies. We’ll analyze your options and flag any 2026 changes that could impact cost or access.

  • Completing the survey only takes 7-10 minutes.

  • Your information is encrypted and used only to review your coverage options.

  • Regulations require your authorization to have options presented to you. The survey captures the required authorizations.

  • Have your medications and provider information handy when you complete the survey so nothing is forgotten.

Now-October 1st

Complete RetireFlo Survey

Key Dates

October 15th-December 7th

Enroll or switch

January 1, 2026

Coverage starts